{"id":1793,"date":"2016-02-15T17:09:26","date_gmt":"2016-02-15T17:09:26","guid":{"rendered":"https:\/\/www.stockbrokerfraudblog.com\/2016\/02\/finra_warns_investors_about_hi"},"modified":"2016-02-15T17:09:26","modified_gmt":"2016-02-15T17:09:26","slug":"finra-warns-investors-about-hi","status":"publish","type":"post","link":"https:\/\/www.investorlawyers.com\/blog\/finra-warns-investors-about-hi\/","title":{"rendered":"FINRA Warns Investors About High-Yield CDs"},"content":{"rendered":"

\t\t\t\tThe Financial Industry Regulatory Authority has put out a new investor alert warning about advertisements that are marketing higher-than-average CD yields. The self-regulatory authority says that some of the ads might be an attempt to get investors to buy a much more much more expensive investment, such as a fixed or equity-indexed annuity, that is not risk free. Often, the alternative investments are insurance products. <\/p>\n

FINRA warned that with most CD promotions that are marketing ploys, an investor would be required to go to an office or talk to a salesperson, who may try to convince the prospective buyer to purchase an alternative product that is not a CD. Typically, the minimum purchase amount is high, such as $25K. Such ploys would also tout a “bonus”-a sum the salesperson would pay you plus the average percentage yield of the CD. FINRA warns that this bonus is actually an incentive to get you to hear the pitch for the more complex product. Meantime, the seller may be earning a high commission for making the sale.
\n Continue Reading \u203a<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

The Financial Industry Regulatory Authority has put out a new investor alert warning about advertisements that are marketing higher-than-average CD yields. The self-regulatory authority says that some of the ads might be an attempt to get investors to buy a much more much more expensive investment, such as a fixed or equity-indexed annuity, that is […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":""},"categories":[3919,3739],"tags":[2627],"class_list":["post-1793","post","type-post","status-publish","format-standard","hentry","category-annuities","category-finra","tag-alternative-investments"],"yoast_head":"\nFINRA Warns Investors About High-Yield CDs — Investor Lawyers Blog — February 15, 2016<\/title>\n<meta name=\"description\" content=\"The Financial Industry Regulatory Authority has put out a new investor alert warning about advertisements that are marketing higher-than-average CD — February 15, 2016\" \/>\n<meta name=\"robots\" content=\"index, follow, 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